Debt Solutions Blog

Personal Injury and Bankruptcy
Darren DiMarco

Bankruptcy Lawyer in California: Understanding the Impact of Personal Injury Cases Personal injury cases often lead to one party paying out and the other party getting paid. If either of those parties files for bankruptcy in California during or after the personal injury case, it can have a serious impact on the outcome. Whether you…

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Bankruptcy and Divorce
Darren DiMarco

Bankruptcy Lawyer in California: Understanding the Impact of Divorce If you and your spouse are considering filing for bankruptcy and divorce in California, the parallel processes can be tricky as much as they can be detrimental to your unique situation. Several factors must be taken into consideration. Timing is important and can affect the complexity,…

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Secured and Unsecured Debt
Darren DiMarco

Bankruptcy Lawyer in California: Understanding Secured and Unsecured Debt A misconception exists that when you file for bankruptcy in California, all of your debt is discharged. Though anyone suffering from financial hardship would prefer to have a clean slate to get back on their feet, it is not always the case. Much of what debt…

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Should I sign a reaffirmation agreement for my car loan?
Darren DiMarco

First, make sure you understand what a reaffirmation agreement is.  Check out our Blog titled, “What is a reaffirmation agreement?” Signing a reaffirmation agreement has serious implications so it’s wise to consider all of your options before entering into a reaffirmation agreement.  Reaffirmation agreements are voluntary and are not required to keep possession of a…

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What is a Reaffirmation Agreement?
Darren DiMarco

Put simply, a reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt in your bankruptcy case.  Reaffirmation agreements are used in relation to secured debts – where the creditor issues a loan backed by collateral, such as a car loan. Normally, after your debts are discharged…

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What is the benefit of working with an experienced attorney who specializes in bankruptcy?
Darren DiMarco

Some people don’t think they need an experienced attorney because they believe that their case is simple or that they have nothing to lose.  That is where the trouble begins. There is more to the bankruptcy process than just completing paperwork, and you don’t know what you don’t know, so it would be close to…

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What is a subchapter 5 in bankruptcy, and how does it differ from classic chapter 11 bankruptcy?
Darren DiMarco

Subchapter 5 is a part of the Bankruptcy Code that was added in 2019 as part of the Small Business Reorganization Act (SBRA). It is a streamlined bankruptcy process designed specifically for small businesses with debts of up to $7,500,000.  The debt limit on this will likely change over time. Subchapter 5 bankruptcy has similarities…

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When Can I File a Bankruptcy Again?
Darren DiMarco

The right question is not necessarily when you can file, but when can you file and get a bankruptcy discharge.  Discharge is the operative word.  The ability to file and obtain a discharge depends on several factors, including the type of bankruptcy previously filed, the length of time that has passed since the previous filing,…

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Client Reviews

"Darren did some work for me and helped me kick-start getting out of debt completely! He was a major help. He consistently followed-through, followed up, and made every step of the process very simple for me to understand. He did a very thorough job and was always readily available for my questions...

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- Mark M.

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